Credit Union Locator

General
	Bilingual Services =20
	Debt Cancellation/Suspension = =20
	Insurance/Investment Sales =20
	No Cost Bill Payer =20
	No Cost Tax Preparation (i.e. IRS = Volunteer Income=20 Tax Assistance) =20
	Number of Members =20
	Shares Acquired through a Broker = =20
	Student Scholarships =20
Financial = Education=20 Programs
	Financial Counseling =20
	Financial Education =20
	Financial Literacy Workshops = =20
	First Time Homebuyer Program = =20
	In-School Branches =20
Transactional=20 Programs
	ATM/Debit Cards =20
	Check Cashing =20
	International Remittances =20
	Low Cost Wire Transfers =20
	Money Orders =20
	No Surcharge ATMs =20

Savings
	Business Share Accounts =20
	Certificates =20
	Health Savings Accounts =20
	Individual Development Accounts = =20
	IRAs/Keogh =20
	Money Market Shares =20
	No Cost Share Drafts =20
	Regular Shares/Savings Accounts = =20
	Share Certificates with Low Minimum = Balance=20 Requirements =20
	Share Drafts/Checking =20

Loans
	Credit Builder =20
	Credit Cards =20
	Direct Financing Leases =20
	Indirect Lending =20
	Micro Consumer Loans =20
	New Auto Loans =20
	Overdraft Lines of Credit =20
	Overdraft Protection =20
	Pay Day Lending =20
	Refund Anticipation Loans =20
	Risk Based Loans =20
	Share Secured Credit Cards =
	Unsecured Loans Other Than Credit = Cards=20 =20
	Used Auto Loans =20
Member = Business=20 Loans
	Agricultural Loans =20
	Construction and Development Loans = =20
	Indirect Business Loans =20
	Micro Business Loans =20
	Small Business Administration = Loans =20
	Unsecured Business Loans =20
Real Estate=20 Loans
	Adjustable Rate 1st Mortgages with Rate = Adjustment=20 at least once a Year =20
	Adjustable Rate 1st Mortgages with Rate = Adjustment=20 less often than once a Year =20
	Balloon/Hybrid 1st Mortgages 5 Years or=20 Shorter =20
	Balloon/Hybrid 1st Mortgages Longer than = 5=20 Years =20
	Closed End Adjustable Rate 2nd = Mortgages=20 =20
	Closed End Fixed Rate 2nd = Mortgages =20
	CU Does Mortgage Processing =
	CU Is an Approved Mortgage Seller = =20
	Fixed Rate 1st Mortgages 15 Years or = Shorter=20 =20
	Fixed Rate 1st Mortgages Longer than 15=20 Years =20
	Indirect Mortgage Loans =20
	Interest Only 1st Mortgages =
	Open End Adjustable Rate 2nd = Mortgages=20 =20
	Open End Fixed Rate 2nd Mortgages = =20
	Percent of 1st Mortgages made YTD that = were=20 Sold)

Web = Site
	Home Banking via Internet Web Site = =20
	Informational Web Site =20
	Interactive Web Site =20
	Transactional Web Site =20

Offer = Electronic=20 Access
	ATM Access =20
	Audio Response/Phone Based Electronic = Access=20 =20
	Mobile Banking Access =20
	Other Electronic Access for = Transactions=20 =20
	Video Kiosk Access =20

Offer = Electronic=20 Services
	Account Balance Inquiry Can Be Done=20 Electronically =20
	Account History Can Be Viewed = Electronically=20 =20
	Bill Payment Can Be Made = Electronically=20 =20
	Can Download Account History = =20
	Electronic Account Aggregation = Available=20 =20
	Electronic Signature=20 Authentication/Certification =20
	External Account Transfers Can Be Made=20 Electronically =20
	Internet Access Services Available = =20
	Loan Application Can Be Made = Electronically=20 =20
	Loan Payments Can Be Made = Electronically=20 =20
	Membership Application Can Be Made=20 Electronically =20
	Merchandise Purchase Can Be Made=20 Electronically =20
	Merchant Processing Services Available=20 Electronically =20
	New Share Account Can Be Opened=20 Electronically =20
	Offer Electronic Cash =20
	Offer Electronic Statements =
	Remote Deposit Capture Available=20 Electronically =20
	Share Account Transfers Can Be Made=20 Electronically =20
	Share Drafts Can Be Ordered = Electronically=20